:root {
  --ink: #162033;
  --muted: #5f697a;
  --line: #d9dee8;
  --paper: #ffffff;
  --soft: #f4f7fb;
  --navy: #082b5f;
  --blue: #0c66c2;
  --red: #c52233;
  --gold: #d99a17;
  --green: #16705a;
  --shadow: 0 14px 38px rgba(18, 32, 51, 0.11);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Arial, Helvetica, sans-serif;
  line-height: 1.6;
}
img { max-width: 100%; height: auto; }
a { color: var(--blue); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--red); }
.wrap { width: min(1120px, calc(100% - 32px)); margin: 0 auto; }
.narrow { width: min(780px, calc(100% - 32px)); }
.skip-link {
  position: absolute;
  left: -999px;
  top: 12px;
  background: var(--ink);
  color: white;
  padding: 8px 12px;
  z-index: 20;
}
.skip-link:focus { left: 12px; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(10px);
}
.nav-wrap {
  min-height: 76px;
  display: flex;
  align-items: center;
  gap: 18px;
  justify-content: space-between;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--ink);
  text-decoration: none;
}
.brand img { width: 54px; height: 54px; object-fit: contain; }
.brand strong { display: block; font-size: 1.05rem; line-height: 1.1; }
.brand small { display: block; color: var(--muted); font-size: 0.8rem; }
.primary-nav {
  display: flex;
  align-items: center;
  gap: 6px;
  flex-wrap: wrap;
  justify-content: center;
}
.primary-nav a {
  color: var(--ink);
  text-decoration: none;
  padding: 8px 10px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 0.94rem;
}
.primary-nav a[aria-current="page"], .primary-nav a:hover {
  background: var(--soft);
  color: var(--blue);
}
.nav-cta {
  color: white;
  background: var(--red);
  text-decoration: none;
  padding: 10px 14px;
  border-radius: 8px;
  font-weight: 800;
  white-space: nowrap;
}
.hero, .page-hero {
  background: var(--paper);
  border-bottom: 1px solid var(--line);
}
.hero-inner {
  min-height: 610px;
  display: grid;
  place-items: center;
  text-align: center;
  padding: 66px 0 86px;
}
.hero-logo {
  width: 128px;
  height: 128px;
  object-fit: contain;
  margin-bottom: 20px;
}
.eyebrow {
  margin: 0 0 12px;
  color: var(--red);
  font-weight: 900;
  text-transform: uppercase;
  font-size: 0.82rem;
  letter-spacing: 0;
}
h1, h2, h3 {
  line-height: 1.1;
  margin: 0 0 16px;
  color: var(--ink);
}
h1 { font-size: clamp(2.15rem, 5vw, 4.8rem); max-width: 980px; }
h2 { font-size: clamp(1.7rem, 3vw, 2.65rem); }
h3 { font-size: 1.25rem; }
p { margin: 0 0 16px; }
.hero-copy, .page-hero p {
  color: var(--muted);
  font-size: 1.16rem;
  max-width: 780px;
}
.sms-line {
  display: inline-block;
  margin: 8px 0 22px;
  color: var(--green);
  font-weight: 800;
  background: #eaf7f3;
  border: 1px solid #cae8de;
  padding: 10px 14px;
  border-radius: 8px;
}
.trust-line {
  color: var(--muted);
  font-weight: 800;
  margin: -8px 0 22px;
}
.actions { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; justify-content: center; }
.button {
  display: inline-flex;
  min-height: 46px;
  align-items: center;
  justify-content: center;
  padding: 11px 18px;
  border-radius: 8px;
  border: 2px solid transparent;
  text-decoration: none;
  font-weight: 900;
  cursor: pointer;
  font: inherit;
}
.button.primary, .button.dark { background: var(--navy); color: white; }
.button.secondary { border-color: var(--navy); color: var(--navy); background: white; }
.button.light { background: white; color: var(--navy); }
.button:hover { transform: translateY(-1px); box-shadow: var(--shadow); }
.page-hero .wrap { padding: 72px 0; }
.page-hero h1 { max-width: 940px; }
.section { padding: 72px 0; }
.muted { background: var(--soft); }
.two-col, .split {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(280px, 0.75fr);
  gap: 32px;
  align-items: start;
}
.proof-panel, .contact-panel, .article-cta {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 24px;
  background: white;
  box-shadow: var(--shadow);
}
.proof-panel ul, .service-card ul, .site-footer ul {
  margin: 0;
  padding-left: 20px;
}
.proof-panel li, .service-card li { margin: 8px 0; }
.service-grid, .post-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}
.service-card, .post-card {
  background: white;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 22px;
  min-height: 100%;
}
.service-card { border-top: 5px solid var(--blue); }
.post-card h2 { font-size: 1.28rem; }
.post-meta {
  color: var(--muted);
  font-size: 0.92rem;
  font-weight: 700;
}
.process-list {
  display: grid;
  gap: 12px;
}
.process-list div {
  background: white;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 16px;
}
.process-list strong, .process-list span { display: block; }
.process-list span { color: var(--muted); margin-top: 4px; }
.faq {
  display: grid;
  gap: 12px;
}
details {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: white;
  padding: 18px 20px;
}
summary {
  cursor: pointer;
  font-weight: 900;
}
details p { margin: 12px 0 0; color: var(--muted); }
.cta-band {
  background: var(--navy);
  color: white;
  padding: 44px 0;
}
.cta-band h2, .cta-band .eyebrow { color: white; }
.cta-band .eyebrow { opacity: 0.85; }
.cta-band .split { align-items: center; }
.tag-cloud { display: flex; flex-wrap: wrap; gap: 10px; }
.tag-cloud span {
  border: 1px solid var(--line);
  background: white;
  border-radius: 8px;
  padding: 8px 11px;
  font-weight: 800;
}
.related-resources {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 24px;
  background: white;
  box-shadow: var(--shadow);
}
.related-resources ul {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin: 12px 0 0;
  padding: 0;
  list-style: none;
}
.related-resources li {
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 16px;
}
.related-resources a {
  display: inline-block;
  font-weight: 900;
  margin-bottom: 6px;
}
.related-resources span {
  display: block;
  color: var(--muted);
}
dl { margin: 0; }
dt { font-weight: 900; margin-top: 12px; }
dd { margin: 2px 0 0; color: var(--muted); }
.article-header {
  background: var(--soft);
  border-bottom: 1px solid var(--line);
  padding: 72px 0 52px;
}
.article-body {
  padding: 58px 0 74px;
}
.article-body section { margin-bottom: 34px; }
.article-body p { font-size: 1.08rem; }
.article-cta { margin-top: 44px; }
.contact-form {
  display: grid;
  gap: 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 24px;
  background: var(--soft);
}
label { display: grid; gap: 6px; font-weight: 900; }
input, select, textarea {
  width: 100%;
  border: 1px solid #b9c3d1;
  border-radius: 8px;
  padding: 12px;
  font: inherit;
  background: white;
  color: var(--ink);
}
textarea { resize: vertical; }
.site-footer {
  background: #111a29;
  color: white;
  padding: 46px 0 0;
}
.site-footer h2 { color: white; font-size: 1.1rem; }
.site-footer a { color: white; }
.footer-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr 1fr;
  gap: 28px;
}
.footer-grid p, .footer-grid li { color: #d9dee8; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.18);
  margin-top: 30px;
  padding: 18px 0;
  color: #d9dee8;
  font-size: 0.92rem;
}
@media (max-width: 880px) {
  .nav-wrap { align-items: flex-start; padding: 12px 0; flex-direction: column; }
  .primary-nav { justify-content: flex-start; }
  .nav-cta { width: 100%; text-align: center; }
  .hero-inner { min-height: auto; padding: 48px 0 64px; }
  .two-col, .split, .service-grid, .post-grid, .footer-grid {
    grid-template-columns: 1fr;
  }
  .related-resources ul { grid-template-columns: 1fr; }
  .section { padding: 54px 0; }
}